Ms. Alma Qamo
Functional task: Regulatory Compliance
Ms. Alma Qamo has joined Europa Re Management Team in the position of the Regulatory Expert after two-years of insurance consultancy work with the World Bank.

Ms. Qamo has more than 23 years of managerial experience in insurance industry and insurance regulation in Albania and in SEE region. Her expertise spans a broad range of insurance subjects such as product development, actuarial, risk management, reinsurance, financial investments, accounting, and corporate planning. Formerly an Advisor to the Albanian Financial Services Authority, Ms. Qamo worked on enhancing national insurance regulations, managed day-to-day supervision matters and developed training programs for the staff of the Authority. She holds a Master of Science in Applied Mathematics from Tirana University.

Dr. Andre Teshler
Functional task: Chief IT Consultant
With 20 years of experience in IT projects, Dr. Teshler is a highly trained IT Architect who has been developing custom-tailored IT solutions for corporate clients ranging from startups to Blue Chip companies.

Dr. Teshler studied mathematics and geophysics in Moscow and Stuttgart. He holds a Ph.D. in Geophysics. His private interests include photography and theoretical Physics.

Mrs. Slavica Radovanovic
Functional task: Claims Management Specialist
The 38 years of professional experience in seismology of Mrs. Radovanovic cover a wide range of topics, in different fields of seismology and engineering seismology. The main areas of her work were various and risk assessment, seismological data analysis, data collection and mapping as well as rising awareness of seismic hazard.

As junior seismologist she participated in the damage survey of earthquakes in Montenegro in 1979 and Kopaonik, Serbia in 1980, and as director of the Seismological Survey of Serbia she played a major role in organizing and managing the damage assessment activities of the institute in the aftermath of the 1998 Mionica and the 2010 Kraljevo earthquakes in Serbia. The collected data was used as a basis by the Serbian Government to organize aid campaigns post the events and remedy the consequences of the natural catastrophes.

Mrs. Radovanovic’s special area of interest is seismic risk reduction through raising awareness regarding the potential impact of earthquake and the necessity of building an earthquake resilient society. Starting with 2015, Mrs. Radovanovic has been part of Europa Re team as Damage Surveyors Coordinator.

Mrs. Svetlana Atlagic
Functional task: Underwriter
Prior to joining Europa Re, Mrs. Atlagic worked for more than 10 years as Head of the Department for Underwriting, Risk Management and Claims Management for DDOR Novi Sad – a Serbian second largest Insurance and Reinsurance Company. She also held different technical positions at the Reinsurance Department of the company where she was responsible for both inward and outward business. Besides reinsurance, her insurance expertise includes accounting, risk and claims management.

Mrs. Atlagic received practical training at the leading global reinsurers in France, Germany and UK. She holds a B.S. in Economics from the Department of Economics, of the University of Novi Sad.

Mrs. Irina Guerin
Functional task: Underwriting Specialist
Since 2004 Mrs. Volochkovskaia - Guérin has been working in reinsurance at both insurance and reinsurance companies in Russia, as well as with a reinsurance brokerage company in Switzerland. In the positions of a Head of outwards reinsurance department, a Senior underwriter and a Placing broker, she acquired extensive managerial, technical, underwriting, client relation, claims handling experience in inwards and outwards international reinsurance in all non-life classes of business.

Mrs. Volochkovskaia-Guerin holds a master degree with honours in Insurance from the St. Petersburg State University of Economics and Finance and during the last 15 years attended multiple specialized programs and internships in Germany, UK, France and Russia.

She is fluent in English and French, has a good command of German and is a native Russian speaker.

Ms. Ana Watson
Functional task: Pricing actuary
Ms. Ana Watson is a certified actuary with over 15 years of experience in the insurance industry. In Europa Re, her main role is to provide actuarial and quantitative support to the underwriting team. Prior to joining Europa Re full time, Ms. Watson worked for 15 years in a large Serbian insurance company, more than ten of which as an actuary. Over the years, she had a wide variety of responsibilities, dealing with actuarial aspects of both non-life and life business, covering product design, pricing, data analysis, model building, life reserving and cash flow modelling. During that time, over a period of two years, Ms. Watson also worked for Europa Re as a part time actuarial consultant mainly involved with product development - pricing systems for earthquake and flood insurance products.

Ms. Watson holds a BSc in Mathematics from the University of Novi Sad and a MSc degree in Economics from the University of Belgrade.

Mr. Donald Papalilo
Functional task: IT Systems Analysis Consultant
Before joining Europa Re, Mr. Papalilo had a significant managerial experience in the Albanian Financial Services Authority contributing among others to the major centralized IT systems of the insurance industry.

His prior experience in the design and implementation of B2B and B2C IT systems in Italy and Albania, the participation in different IT research projects and his knowledge of the insurance industry as well as the insurance regulatory environment has resulted among others in the design and implementation of financial and insurance applications.

Mr. Papalilo holds a Master of Science in Telecommunications Engineering with specialization in Network Programming in ‘La Sapienza’ University of Rome, Italy. He speaks Albanian, Italian, English and French.

Mr. Vlatko Mrkev
Functional task: Procurement Consultant
Prior to joining Europa Re, Mr. Mrkev worked for more than 10 years as Procurement Specialist on several projects financed by the World Bank. He has an extensive experience in procurement of goods and works as well as in selection and employment of consultants in accordance with the applicable World Bank Guidelines, rules and procedures.

Mr. Mrkev holds a Bachelor of Arts in Business Economy, Major in Marketing, from the State University Ss. “Cyril and Methodius”, Skopje, Macedonia. He is a certified trainer in public procurement.

Europa Re Country Representative Offices

Ms. Edlira Kalaja, Administrator of Europa Re Representative Office in Albania
Functional task: Financial Management and Disbursement Specialist
Prior to joining Europa Re, Ms. Kalaja’s professional career focused on the public financial sector and was closely tied to the Ministry of Finance of Albania. For over 7 years she held the position of Head of Budget Policy Analysis. In that role, in addition to overseeing budgetary programming and policy analysis she led several task forces charged with improving processes related to public investment management and integrated payroll reform. She was also involved in various important projects at the Albanian Institute of Science where she provided valuable contribution as an Associate Expert for public finance.

Ms. Kalaja holds a Ph.D. in Finance from the University of Tirana, Albania. This is where she also obtained her M.B.A degree in Finance, and Bachelor of Science in Finance where she graduated with honors. She also holds a Bachelor of Law degree from the University of Tirana Law School.

Ms. Kalaja key academic interests include teaching and research. She is a faculty member of the University of Tirana Finance Department and has taught various finance courses to undergraduate and graduate students. She has published several papers on a broad range of public finance, government budget, and public debt issues.

Dr. Nadica Jovanovska-Boshkovska, Administrator of Europa Re Representative Office in North Macedonia
Functional task: Agriculture Insurance Specialist
Prior to joining Europe Re, Mrs. Jovanovska-Boshkovska worked for 10 years both in the public and private sector in North Macedonia. She has 6 years of professional experience as a Project Manager on a World Bank financed project in the agriculture sector. During this period, Mrs. Jovanovska-Boshkovska has worked closely with the Government and the Ministry of Agriculture, Forestry and Water Economy in North Macedonia. Mrs. Jovanovska-Boshkovska has been working also as a short-term consultant for the World Bank in Washington DC, for Europe and Central Asia region, on a project covering the agriculture, rural development and climate change issues under the professional affiliation programme financed by the U.S. Department of State. Besides her experience in the agriculture area, her expertise includes economics and marketing. Mrs. Jovanovska-Boshkovska has accumulated professional experience as a lecturer in the aforementioned fields at the Southeastern European University, Faculty of Business Administration in Tetovo, North Macedonia.

Mrs. Jovanovska-Boshkovska holds a Ph.D. in Economics from Ss. Cyril and Methodius University – Faculty of Economics in Skopje and a Master of Science degree in European Economy and International Finance from Tor Vergata University, Faculty of Economics in Rome. She has obtained a professional development fellowship at Cornell University, USA in the field of agriculture economics. Mrs. Jovanovska-Boshkovska is fluent in English and has good knowledge of German and Italian.