Ms. Alma Qamo
Functional task: Regulatory Compliance
Ms. Alma Qamo has joined Europa Re Management Team in the position of the Regulatory Expert after two-years of insurance consultancy work with the World Bank.

Ms. Qamo has more than 23 years of managerial experience in insurance industry and insurance regulation in Albania and in SEE region. Her expertise spans a broad range of insurance subjects such as product development, actuarial, risk management, reinsurance, financial investments, accounting, and corporate planning. Formerly an Advisor to the Albanian Financial Services Authority, Ms. Qamo worked on enhancing national insurance regulations, managed day-to-day supervision matters and developed training programs for the staff of the Authority. She holds a Master of Science in Applied Mathematics from Tirana University.

Ms. Viorela Gavrila
Functional task: SECECRIF Project Coordinator
For over 5 years Ms. Gavrila served as an executive advisor to the Head of the Romanian Insurance Supervisory Commission where she coordinated aspects related to insurance supervision and international relations. She also represented the Romanian Insurance Supervisory Commission in the European Insurance and Occupational Pensions Authority (EIOPA) working groups on the Insurance Mediation Directive.

Ms. Gavrila was a member of two Colleges of Supervisors for Allianz Group and ING Group, multilateral groups of supervisors, with the collective purpose of enhancing efficient, effective and consistent supervision of financial institutions operating across borders as appointed by her former employers. The colleges provided a platform for the gathering and dissemination of relevant and essential information in going concern and emergency situations, developing a common understanding of the risk profile of the groups, achieving coordination of supervisory review and risk assessment at Group level as well as establishing supervisory plans for the mitigation of risks at Group level.

Dr. Andre Teshler
Functional task: Chief IT Consultant
With 20 years of experience in IT projects, Dr. Teshler is a highly trained IT Architect who has been developing custom-tailored IT solutions for corporate clients ranging from startups to Blue Chip companies.

Dr. Teshler studied mathematics and geophysics in Moscow and Stuttgart. He holds a Ph.D. in Geophysics. His private interests include photography and theoretical Physics.

Mrs. Slavica Radovanovic
Functional task: Claims Management Specialist
The 38 years of professional experience in seismology of Mrs. Radovanovic cover a wide range of topics, in different fields of seismology and engineering seismology. The main areas of her work were various and risk assessment, seismological data analysis, data collection and mapping as well as rising awareness of seismic hazard.

As junior seismologist she participated in the damage survey of earthquakes in Montenegro in 1979 and Kopaonik, Serbia in 1980, and as director of the Seismological Survey of Serbia she played a major role in organizing and managing the damage assessment activities of the institute in the aftermath of the 1998 Mionica and the 2010 Kraljevo earthquakes in Serbia. The collected data was used as a basis by the Serbian Government to organize aid campaigns post the events and remedy the consequences of the natural catastrophes.

Mrs. Radovanovic’s special area of interest is seismic risk reduction through raising awareness regarding the potential impact of earthquake and the necessity of building an earthquake resilient society. Starting with 2015, Mrs. Radovanovic has been part of Europa Re team as Damage Surveyors Coordinator.

Mrs. Elena Bryskova
Functional task: Lead Business Development Consultant
Mrs. Bryskova for over 15 years worked in the Kazakhstan insurance market and has held several positions with the Kazakh Oil Insurance Company constantly accessing higher responsibility in different areas of the business. Her expertise ranges from pure insurance technical work to legal, finance and business development fields given her progressive professional exposure up to top management positions in all these areas.

Mrs. Bryskova holds a degree from the Caspian Public University – Faculty of Law - Honors degree and has in the last 15 years constantly attended numerous specialty training in the insurance industry field. Mrs. Bryskova is fluent in English and a native Russian speaker.

Ms. Marina Kim
Functional task: Project Operations Consultant
For the last ten years, Ms. Kim has been working in several multinational agencies in different sectors, including seven years on topics related to international humanitarian relief. In her most recent assignment she worked as a Senior Administrative and Finance Assistant with the European Civil Protection and Humanitarian Aid Operations in the Regional Office in Central Asia and Kazakhstan, which has a strong emphasis on disaster risk reduction and resilience. Ms. Kim previously worked as a Financial and Administrative Coordinator at UNDP Kazakhstan administrating environmental projects (IWRM, DRR, PCB, regional projects). Her international experience is supplemented by a two-year work experience as an accountant in the private sector, as well as three years in sales in the field of production of geology exploration drilling equipment.

Ms. Kim obtained a degree from the Academy of Management under the President of Kyrgyz Republic where she completed MBA (majoring in Financial Management) and graduated the International University of Kyrgyzstan where she majored in Management. She is fluent in English and is a native Russian speaker.

Mr. Donald Papalilo
Functional task: IT Systems Analysis Consultant
Before joining Europa Re, Mr. Papalilo had a significant managerial experience in the Albanian Financial Services Authority contributing among others to the major centralized IT systems of the insurance industry.

His prior experience in the design and implementation of B2B and B2C IT systems in Italy and Albania, the participation in different IT research projects and his knowledge of the insurance industry as well as the insurance regulatory environment has resulted among others in the design and implementation of financial and insurance applications.

Mr. Papalilo holds a Master of Science in Telecommunications Engineering with specialization in Network Programming in ‘La Sapienza’ University of Rome, Italy. He speaks Albanian, Italian, English and French.

Dr. Jelena Doganjic
Functional task: Actuarial Consultant
Prior to joining Europa Re, Mrs. Doganjic worked for 17 years both in the public and private sector. She was the Director of Actuarial and Statistics department in National Bank of Serbia (NBS) for 11 years. During her work in NBS, Mrs Doganjic organized the development of complex tools for actuarial estimations, risk assessment, pricing, capital adequacy etc. She was in charge of organizing risk based insurance supervision and coordinating of giving approvals for legally required enhancements and actions from actuarial area. She also worked for 6 years in two private insurance companies in Serbia in expert actuarial and risk management positions.

Mrs. Doganjic was a Member of Working Group for Insurance Law and for Law on Compulsory Traffic Insurance and author of numerous regulations in Republic of Serbia. She was also the official representative of the Republic of Serbia in the process of joining the WTO for banks, insurance, voluntary pension funds and financial leasing and participated in World Bank projects. She was president of a Committee for certifying actuaries in Serbia for 5 years.

Mrs. Doganjic obtained her Ph.D. from the University of Kragujevac, in Economic Sciences, Finance, Financial Institutions and Insurance. She published her doctoral thesis in the area of actuarial science - Managing financial and actuarial risks of formation and investment of technical reserves.  She holds a Masters degree in Actuarial science, related to pricing in MTPL insurance, from Belgrade Economics faculty and has published twelve scientific papers in the actuarial field.

Mr. Vlatko Mrkev
Functional task: Procurement Consultant
Prior to joining Europa Re, Mr. Mrkev worked for more than 10 years as Procurement Specialist on several projects financed by the World Bank. He has an extensive experience in procurement of goods and works as well as in selection and employment of consultants in accordance with the applicable World Bank Guidelines, rules and procedures.

Mr. Mrkev holds a Bachelor of Arts in Business Economy, Major in Marketing, from the State University Ss. “Cyril and Methodius”, Skopje, Macedonia. He is a certified trainer in public procurement.

Europa Re Country Representative Offices

Ms. Edlira Kalaja, Administrator of Europa Re Representative Office in Albania
Functional task: Coordination Consultant
Prior to joining Europa Re, Ms. Kalaja’s professional career focused on the public financial sector and was closely tied to the Ministry of Finance of Albania. For over 7 years she held the position of Head of Budget Policy Analysis. In that role, in addition to overseeing budgetary programming and policy analysis she led several task forces charged with improving processes related to public investment management and integrated payroll reform. She was also involved in various important projects at the Albanian Institute of Science where she provided valuable contribution as an Associate Expert for public finance.

Ms. Kalaja holds a Ph.D. in Finance from the University of Tirana, Albania. This is where she also obtained her M.B.A degree in Finance, and Bachelor of Science in Finance where she graduated with honors. She also holds a Bachelor of Law degree from the University of Tirana Law School.

Ms. Kalaja key academic interests include teaching and research. She is a faculty member of the University of Tirana Finance Department and has taught various finance courses to undergraduate and graduate students. She has published several papers on a broad range of public finance, government budget, and public debt issues.

Dr. Nadica Jovanovska-Boshkovska, Administrator of Europa Re Representative Office in North Macedonia
Functional task: Agriculture ResearchSpecialist and Training Consultant
Prior to joining Europe Re, Mrs. Jovanovska-Boshkovska worked for 10 years both in the public and private sector in North Macedonia. She has 6 years of professional experience as a Project Manager on a World Bank financed project in the agriculture sector. During this period, Mrs. Jovanovska-Boshkovska has worked closely with the Government and the Ministry of Agriculture, Forestry and Water Economy in North Macedonia. Mrs. Jovanovska-Boshkovska has been working also as a short-term consultant for the World Bank in Washington DC, for Europe and Central Asia region, on a project covering the agriculture, rural development and climate change issues under the professional affiliation programme financed by the U.S. Department of State. Besides her experience in the agriculture area, her expertise includes economics and marketing. Mrs. Jovanovska-Boshkovska has accumulated professional experience as a lecturer in the aforementioned fields at the Southeastern European University, Faculty of Business Administration in Tetovo, North Macedonia.

Mrs. Jovanovska-Boshkovska holds a Ph.D. in Economics from Ss. Cyril and Methodius University – Faculty of Economics in Skopje and a Master of Science degree in European Economy and International Finance from Tor Vergata University, Faculty of Economics in Rome. She has obtained a professional development fellowship at Cornell University, USA in the field of agriculture economics. Mrs. Jovanovska-Boshkovska is fluent in English and has good knowledge of German and Italian.

Mrs. Svetlana Atlagić, Administrator of Europa Re Representative Office in Serbia
Functional task: Insurance SpecialistConsultant
Prior to joining Europa Re, Mrs. Atlagic worked for more than 10 years as Head of the Department for Underwriting, Risk Management and Claims Management for DDOR Novi Sad – a Serbian second largest Insurance and Reinsurance Company. She also held different technical positions at the Reinsurance Department of the company where she was responsible for both inward and outward business. Besides reinsurance, her insurance expertise includes accounting, risk and claims management.

Mrs. Atlagic received practical training at the leading global reinsurers in France, Germany and UK. She holds a B.S. in Economics from the Department of Economics, of the University of Novi Sad.